Head of Credit Risk | Well funded Entrepreneurial | FinTech
2 May 2019
Robert Half Executive Search has been exclusively retained to identify a Head of Credit Risk for an exciting disruptive internationally backed and well-funded FinTech business.
Established over10 years ago and with a scalable business model, this successful FinTech firm is already a market leader and is very well regarded as a disruptor in its industry.
This is an exciting time to join this entrepreneurial and vibrant business that has enjoyed strong YoY hyper-growth since its inception. With current operations spanning 3 geographies, this company has moved from the classic 'start-up' phase and is now focussing on the commercialization of the business locally. As such, the firm is now well positioned to hire an experienced Head of Credit Risk to join the Executive Team at this exciting juncture in their evolution.
In this position, you will be instrumental to the future success of the business joining a culture of high-performance, balancing high quality outputs at pace with building and inspiring the credit risk modelling/policy team to drive profitability.
Reporting to the CEO and in partnership with Sales, Marketing, Product and other functions, the successful candidate will have a deep understanding of how economic, political and market developments impact the credit risk strategy and framework of the business.
With P&L responsibility, the Head of Credit Risk will develop and manage the risk strategy and performance of all product offerings while also driving data-oriented approaches for the collection and utilisation of customer data to optimise profitability.
With a mandate to develop, maintain and enhance the credit risk policy and materials to support decisions, you will be a confident and strategic influencer of both internal and external stakeholder groups. Your expertise in the proactive management of the credit risk profile of both existing products as well as new product offerings will ensure the business is adaptive to key insights derived from deep-dive and complex data analytics.
The successful candidate will possess a natural curiosity of thought and will be a proven leader with between 5 and 10 years' experience gained in a Risk function within a Financial Services business. Prior experience in a data-driven disruptive/high growth FinTech firm would be of significant interest.
With demonstrable experience in Credit, the successful candidate will be either a Head of Credit Risk (or similar) presently, a CRO or an aspirational 2IC ready to take the next step.
The ability to use data to accurately predict risk exposure and react quickly and decisively to mitigate potential losses will be essential to your success in this role.
A strategic yet hands-on approach as well as an attention to excellence in execution at pace will ensure this individual thrives and excels in this fast-moving business.
Functional Competencies Sought
§ 5-10 years' Credit Risk Management experience across the full life cycle and all functions (policy/strategy/modelling etc)
§ Strong leadership experience
§ Significant statistical and risk modelling skills
§ Proven history of using data for problem identification, decision-making and product definition
§ Aptitude for context-shifting (between detail in execution to high-level strategic thinking)
Personal Attributes Sought
§ Strong communication skills and a focus on collaboration
§ Professionally confident with strong diverse stakeholder engagement skills
§ Objective and measured approach with an ability to work in a fast-paced environment
§ Driven, proactive and solutions-oriented with an analytical mindset and the ability to deal with ambiguity
§ Logical and considered decision-making skills, combined with the ability to think strategically
PLEASE NOTE THAT ONLY APPLICANTS WITH FULL WORKING RIGHTS IN AUSTRALIA WILL BE CONSIDERED.
1 Martin Place
Sydney NSW 2000
au 02 9241 6255